@font-face{font-family:'Geist';font-style:normal;font-weight:100 900;font-display:swap;src:url(fonts/geist-cyrillic.woff2) format('woff2');unicode-range:U+0301,U+0400-045F,U+0490-0491,U+04B0-04B1,U+2116}
@font-face{font-family:'Geist';font-style:normal;font-weight:100 900;font-display:swap;src:url(fonts/geist-latin.woff2) format('woff2');unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+20B8,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}
:root{
  color-scheme:light;
  --bg:#f4f6f8; --bg-2:#ffffff; --card:#ffffff; --line:#e3e9ed; --line-2:#cbd5dc;
  --ink:#0d1f27; --ink-2:#3e525c; --ink-3:#6b7d87;
  --petrol:#0d3d49; --petrol-2:#0a2f39; --teal:#31a8b0; --teal-700:#1f7f86; --teal-300:#5fd3da; --teal-tint:#e6f5f6;
  --gold:#b8860b; --ok:#15803d; --warn:#b45309; --bad:#b91c1c;
  --shadow-card:0 1px 2px rgba(13,61,73,.06),0 24px 48px -12px rgba(13,61,73,.14);
  --font:'Geist',system-ui,-apple-system,"Segoe UI",Roboto,sans-serif;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:var(--bg-2);color:var(--ink);font-family:var(--font);font-size:17px;line-height:1.55;-webkit-font-smoothing:antialiased}
.t{font-family:system-ui,-apple-system,"Segoe UI",Roboto,sans-serif}
a{color:var(--teal-700)}
h1,h2,h3{margin:0;letter-spacing:-.02em;text-wrap:balance;line-height:1.1}
h1{font-size:clamp(38px,5vw,60px);font-weight:600}
h2{font-size:clamp(28px,3.4vw,40px);font-weight:600;line-height:1.12}
h3{font-size:20px;font-weight:600;letter-spacing:-.01em}
p{margin:0}
.wrap{max-width:1180px;margin:0 auto;padding:0 24px}
.eyebrow{font-size:12px;font-weight:500;letter-spacing:.08em;text-transform:uppercase;color:var(--teal-700)}
.lead{font-size:19px;color:var(--ink-2);max-width:56ch}
.num{font-variant-numeric:tabular-nums lining-nums}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;height:52px;padding:0 24px;border-radius:12px;font:inherit;font-weight:600;font-size:16px;border:0;cursor:pointer;text-decoration:none;transition:transform .15s ease,background .15s ease,box-shadow .15s ease}
.btn:active{transform:scale(.97)}
.btn-primary{background:var(--petrol);color:#fff}
.btn-primary:hover{background:var(--petrol-2)}
.btn-ghost{background:transparent;color:var(--petrol);border:1.5px solid var(--line-2)}
.btn-ghost:hover{border-color:var(--petrol)}
.btn-wa{background:#e9f8ee;color:#166534}
.btn-wa:hover{background:#d9f2e2}
.btn:focus-visible,input:focus-visible,button:focus-visible{outline:3px solid var(--teal);outline-offset:2px}
section{padding:104px 0}
section.tight{padding:64px 0}
.grid{display:grid;gap:20px}
.muted{color:var(--ink-3)}
.small{font-size:14px}
svg.i{width:20px;height:20px;flex:none}

/* header */
header{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.86);backdrop-filter:saturate(1.4) blur(12px);border-bottom:1px solid var(--line)}
.hd{display:flex;align-items:center;gap:28px;height:64px}
.brand{display:flex;align-items:center;gap:10px;font-weight:600;font-size:17px;color:var(--petrol);text-decoration:none;letter-spacing:-.01em}
.brand img{height:32px;width:32px}
nav.main{display:flex;gap:22px;margin-left:8px}
nav.main a{color:var(--ink-2);text-decoration:none;font-size:15px}
nav.main a:hover{color:var(--petrol)}
.hd .right{margin-left:auto;display:flex;align-items:center;gap:14px}
.lang{display:flex;border:1px solid var(--line-2);border-radius:8px;overflow:hidden;font-size:13px}
.lang span{padding:5px 9px;color:var(--ink-3)}
.lang span.on{background:var(--petrol);color:#fff}
.hd .phone{color:var(--ink);text-decoration:none;font-weight:500;font-size:15px}
.hd .btn{height:40px;padding:0 16px;font-size:14px;border-radius:10px}

/* hero */
.hero{position:relative;background:var(--bg);overflow:hidden;padding:72px 0 88px}
.hero::before{content:"";position:absolute;inset:0;background-image:radial-gradient(circle at 1.5px 1.5px,rgba(13,61,73,.16) 1.4px,transparent 0);background-size:22px 22px;mask-image:linear-gradient(180deg,rgba(0,0,0,.85),transparent 90%);-webkit-mask-image:linear-gradient(180deg,rgba(0,0,0,.85),transparent 90%);pointer-events:none}
.hero.canvas-on::before{display:none}
#dots{position:absolute;inset:0;width:100%;height:100%;pointer-events:none;z-index:0;mask-image:linear-gradient(180deg,rgba(0,0,0,.85),transparent 90%);-webkit-mask-image:linear-gradient(180deg,rgba(0,0,0,.85),transparent 90%)}
.hero::after{content:"";position:absolute;width:640px;height:640px;right:-160px;top:-220px;background:radial-gradient(closest-side,rgba(49,168,176,.22),transparent);filter:blur(40px);pointer-events:none}
.hero .wrap{position:relative;display:grid;grid-template-columns:1.05fr .95fr;gap:56px;align-items:start}
.hero .copy{padding-top:24px}
.hero .copy .eyebrow{margin-bottom:18px}
.hero .lead{margin:22px 0 28px}
.facts{display:flex;flex-wrap:wrap;gap:10px 22px;font-size:14px;color:var(--ink-2)}
.facts span{display:inline-flex;align-items:center;gap:7px}
.facts b{font-weight:600;color:var(--ink)}
.hero .cta-row{display:flex;gap:12px;margin-top:30px;flex-wrap:wrap}

/* calculator card */
.calc{background:var(--card);border:1px solid var(--line);border-radius:20px;box-shadow:var(--shadow-card);padding:26px 26px 22px}
.calc .head{display:flex;justify-content:space-between;align-items:baseline;margin-bottom:18px}
.calc .head h3{font-size:17px}
.calc .head .small{color:var(--ink-3)}
.field{margin-bottom:16px}
.field label{display:flex;justify-content:space-between;font-size:13px;font-weight:500;color:var(--ink-2);margin-bottom:8px}
.field label em{font-style:normal;color:var(--ink-3);font-weight:400}
.input{display:flex;align-items:center;height:52px;border:1.5px solid var(--line-2);border-radius:12px;padding:0 14px;background:#fff;transition:border-color .15s}
.input:focus-within{border-color:var(--teal);box-shadow:0 0 0 3px rgba(49,168,176,.18)}
.input input{flex:1;border:0;outline:0;font:inherit;font-size:22px;font-weight:600;letter-spacing:-.01em;min-width:0;background:transparent;color:var(--ink)}
.input .unit{color:var(--ink-3);font-size:18px}
input[type=range]{width:100%;margin:10px 0 0;accent-color:var(--teal);height:24px}
.chips{display:flex;gap:8px}
.chips button{flex:1;height:44px;border:1.5px solid var(--line-2);background:#fff;border-radius:10px;font:inherit;font-weight:500;font-size:15px;cursor:pointer;color:var(--ink-2);transition:all .15s}
.chips button[aria-pressed=true]{background:var(--petrol);border-color:var(--petrol);color:#fff}
.result{margin-top:6px;padding:18px 18px 16px;border-radius:14px;background:var(--teal-tint);border:1px solid #cfeaec}
.result .lbl{font-size:13px;color:var(--ink-2);margin-bottom:4px}
.result .big{font-size:38px;font-weight:600;letter-spacing:-.02em;line-height:1;color:var(--petrol);transition:opacity .2s}
.result .big .t{font-size:.7em;font-weight:400;margin-left:2px}
.result .row{display:flex;gap:18px;margin-top:12px;font-size:14px;color:var(--ink-2);flex-wrap:wrap}
.result .row b{color:var(--ink);font-weight:600}
.meter{margin-top:14px}
.meter .bar{position:relative;height:8px;border-radius:4px;background:linear-gradient(90deg,#86efac 0 50%,#fde68a 50% 60%,#fca5a5 60% 100%);overflow:visible}
.meter .pin{position:absolute;top:-4px;width:16px;height:16px;border-radius:50%;background:var(--petrol);border:3px solid #fff;box-shadow:0 1px 3px rgba(0,0,0,.25);transform:translateX(-50%);transition:left .25s ease}
.meter .cap{display:flex;justify-content:space-between;font-size:12px;color:var(--ink-3);margin-top:6px}
.result.bad{background:#fef2f2;border-color:#fecaca}
.result.bad .big{font-size:20px;color:var(--bad);line-height:1.3}
.calc .btn{width:100%;margin-top:14px}
.calc .trust{display:flex;justify-content:center;gap:16px;flex-wrap:wrap;font-size:12.5px;color:var(--ink-3);margin-top:12px}
.calc .trust span::before{content:"✓ ";color:var(--teal-700)}
.step2{display:none;margin-top:16px;border-top:1px solid var(--line);padding-top:16px}
.step2.on{display:block}
.banks-list{display:grid;gap:8px;margin:12px 0 16px}
.banks-list div{display:flex;justify-content:space-between;align-items:center;padding:10px 12px;border:1px solid var(--line);border-radius:10px;font-size:14px}
.banks-list div b{font-weight:600}
.banks-list div.more{justify-content:center;color:var(--ink-3);border-style:dashed}
.done{display:none;text-align:center;padding:20px 0 8px}
.done.on{display:flex;flex-direction:column;align-items:center;gap:8px}
.done .ok{width:52px;height:52px;border-radius:50%;background:#dcfce7;color:var(--ok);display:inline-flex;align-items:center;justify-content:center;margin-bottom:4px}
.done b{font-size:22px;letter-spacing:-.01em}
.done p{max-width:440px;margin:0;font-size:15px;line-height:1.5}
.done .btn{margin-top:8px}

/* banks strip */
.banks{border-top:1px solid var(--line);border-bottom:1px solid var(--line);background:#fff}
.banks .wrap{display:flex;gap:14px 26px;flex-wrap:wrap;align-items:center;justify-content:center;padding:20px 24px}
.banks .lbl{font-size:13px;color:var(--ink-3);margin-right:6px;flex-basis:100%;text-align:center}
.banks .bk{display:inline-flex;align-items:center;gap:9px;font-weight:500;font-size:14px;color:var(--ink-2);transition:all .2s}
.banks .bk:hover{color:var(--petrol)}
.banks .bk img,.banks .bk i{width:28px;height:28px;border-radius:7px;object-fit:contain;flex:none}
.banks .bk i{display:inline-flex;align-items:center;justify-content:center;background:#0b2a5b;color:#fff;font-style:normal;font-weight:700;font-size:15px}
@media(min-width:1100px){.banks .lbl{flex-basis:auto;text-align:left;margin-right:12px}}

/* services */
.cards3{grid-template-columns:repeat(3,1fr)}
.card{background:var(--card);border:1px solid var(--line);border-radius:16px;padding:24px;transition:transform .2s cubic-bezier(.23,1,.32,1),box-shadow .2s}
@media(hover:hover){.card:hover{transform:translateY(-2px);box-shadow:var(--shadow-card)}}
.card .ic{width:40px;height:40px;border-radius:10px;background:var(--teal-tint);color:var(--teal-700);display:flex;align-items:center;justify-content:center;margin-bottom:16px}
.card h3{margin-bottom:8px}
.card p{color:var(--ink-2);font-size:15px}
.card .amt{margin-top:14px;font-size:14px;color:var(--ink-3)}
.card .amt b{color:var(--petrol);font-weight:600;font-size:18px}
.sec-head{max-width:64ch;margin-bottom:40px}
.sec-head .eyebrow{margin-bottom:12px}
.sec-head p{margin-top:14px;color:var(--ink-2);font-size:18px}

/* why broker */
.why{background:var(--bg)}
.why .grid{grid-template-columns:repeat(3,1fr)}
.why .card{background:#fff}
.why .card .n{font-size:13px;color:var(--ink-3);margin-bottom:10px}
.why .card .n b{color:var(--teal-700)}

/* how (dark) */
.how{background:linear-gradient(160deg,var(--petrol-2),var(--petrol));color:#fff;position:relative;overflow:hidden}
.how::before{content:"";position:absolute;inset:0;background-image:radial-gradient(circle at 1px 1px,rgba(255,255,255,.08) 1px,transparent 0);background-size:22px 22px;pointer-events:none}
.how .wrap{position:relative}
.how.canvas-on::before{display:none}
#dots2{position:absolute;inset:0;width:100%;height:100%;pointer-events:none;z-index:0}
.how .eyebrow{color:var(--teal-300)}
.how h2{color:#fff}
.how .sec-head p{color:rgba(255,255,255,.72)}
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:24px;counter-reset:s}
.step{position:relative;padding-top:18px;border-top:1px solid rgba(255,255,255,.18)}
.step .n{font-size:44px;font-weight:600;color:var(--teal-300);letter-spacing:-.03em;line-height:1;margin-bottom:14px}
.step h3{color:#fff;margin-bottom:8px}
.step p{color:rgba(255,255,255,.72);font-size:15px}
.step .time{display:inline-block;margin-top:12px;font-size:12.5px;padding:3px 9px;border-radius:999px;background:rgba(255,255,255,.1);color:var(--teal-300)}

/* price */
.price .grid{grid-template-columns:1.1fr .9fr;align-items:center;gap:56px}
.price .box{background:var(--bg);border-radius:20px;padding:32px}
.price .line{display:flex;justify-content:space-between;align-items:baseline;padding:16px 0;border-bottom:1px solid var(--line-2)}
.price .line:last-child{border-bottom:0}
.price .line b{font-size:22px;font-weight:600;color:var(--petrol);white-space:nowrap}
.price .line span{color:var(--ink-2);font-size:15px}
.price .box .note{margin-top:14px;font-size:13px;color:var(--ink-3)}
.gold{height:2px;width:56px;background:var(--gold);margin:0 0 20px}

/* team */
.team .grid{grid-template-columns:repeat(4,1fr)}
.person{text-align:left}
.person .ava{aspect-ratio:4/5;border-radius:16px;background:linear-gradient(160deg,#dfe7eb,#c9d5dc);display:flex;align-items:center;justify-content:center;font-size:44px;font-weight:600;color:var(--petrol);margin-bottom:14px;position:relative;overflow:hidden}
.person .ava small{position:absolute;bottom:10px;left:10px;right:10px;font-size:11px;font-weight:500;color:var(--ink-3);background:rgba(255,255,255,.8);padding:4px 8px;border-radius:6px;text-align:center}
.person b{display:block;font-weight:600;font-size:17px}
.person span{display:block;font-size:14px;color:var(--ink-2)}
.person a{display:inline-flex;align-items:center;gap:6px;margin-top:8px;font-size:14px;text-decoration:none;color:#166534}

/* reviews */
.reviews{background:var(--bg)}
.reviews .top{display:flex;justify-content:space-between;align-items:end;gap:20px;margin-bottom:36px;flex-wrap:wrap}
.rating{display:flex;align-items:center;gap:14px;background:#fff;border:1px solid var(--line);border-radius:14px;padding:14px 18px}
.rating .score{font-size:34px;font-weight:600;letter-spacing:-.02em;color:var(--petrol);line-height:1}
.rating .stars{color:var(--gold);letter-spacing:2px;font-size:14px}
.rating .src{font-size:13px;color:var(--ink-3)}
.reviews .grid{grid-template-columns:repeat(4,1fr)}
.rev{background:#fff;border:1px solid var(--line);border-radius:16px;padding:22px;display:flex;flex-direction:column;gap:12px}
.rev q{font-size:15.5px;color:var(--ink);quotes:"«" "»"}
.rev .who{margin-top:auto;font-size:13.5px;color:var(--ink-3)}
.rev .who b{display:block;color:var(--ink);font-weight:600}
.rev .reply{font-size:13px;color:var(--ink-2);background:var(--bg);border-radius:8px;padding:8px 10px}

/* offices */
.offices .grid{grid-template-columns:1fr 1fr;gap:20px}
.office{border:1px solid var(--line);border-radius:16px;overflow:hidden;background:#fff}
.office .map{aspect-ratio:16/8;background:linear-gradient(135deg,#e6eef1,#d7e2e7);display:flex;align-items:center;justify-content:center;color:var(--ink-3);font-size:13px;position:relative}
.office .map .pin{position:absolute;width:14px;height:14px;border-radius:50%;background:var(--teal);box-shadow:0 0 0 6px rgba(49,168,176,.25)}
.office .body{padding:20px 22px}
.office .body b{display:block;font-size:17px;font-weight:600;margin-bottom:6px}
.office .body p{font-size:15px;color:var(--ink-2)}
.office .body .links{display:flex;gap:16px;margin-top:12px;font-size:14px}

/* faq */
.faq .list{max-width:820px}
details{border-top:1px solid var(--line)}
details:last-child{border-bottom:1px solid var(--line)}
summary{cursor:pointer;list-style:none;padding:20px 0;font-weight:600;font-size:18px;display:flex;justify-content:space-between;gap:20px;letter-spacing:-.01em}
summary::-webkit-details-marker{display:none}
summary::after{content:"+";color:var(--teal-700);font-weight:400;font-size:24px;line-height:1}
details[open] summary::after{content:"−"}
details p{padding:0 0 20px;color:var(--ink-2);max-width:66ch}

/* final cta */
.final{background:var(--bg)}
.final .grid{grid-template-columns:1fr 1fr;gap:48px;align-items:center}
.form{background:#fff;border:1px solid var(--line);border-radius:20px;padding:28px;box-shadow:var(--shadow-card)}
.form .input input{font-size:17px;font-weight:500}
.form .after{font-size:13.5px;color:var(--ink-2);margin-top:12px;display:flex;gap:8px;align-items:flex-start}
.consent{display:flex;gap:8px;align-items:flex-start;font-size:12.5px;color:var(--ink-3);margin:12px 0;line-height:1.4;cursor:pointer}
.consent input{margin:2px 0 0;accent-color:var(--petrol);flex:none}
.hp{position:absolute;left:-9999px;width:1px;height:1px;opacity:0}
.err{color:var(--bad);margin-top:8px}
.btn[disabled]{opacity:.6;cursor:default}

/* footer */
footer{padding:48px 0 110px;border-top:1px solid var(--line);font-size:14px;color:var(--ink-2)}
footer .grid{grid-template-columns:1.3fr 1fr 1fr;gap:32px}
footer b{display:block;color:var(--ink);font-weight:600;margin-bottom:8px}
footer a{color:var(--ink-2);text-decoration:none;display:block;margin-bottom:6px}
footer .disc{margin-top:28px;font-size:13px;color:var(--ink-3);max-width:90ch}

/* sticky mobile bar */
.sticky{position:fixed;left:0;right:0;bottom:0;z-index:30;display:none;gap:10px;padding:10px 14px calc(10px + env(safe-area-inset-bottom));background:rgba(255,255,255,.94);backdrop-filter:blur(12px);border-top:1px solid var(--line)}
.sticky .btn{flex:1;height:48px;font-size:15px}
.sticky.on{display:flex}

@media(max-width:960px){
  .hero .wrap{grid-template-columns:1fr;gap:32px}
  .cards3,.why .grid,.team .grid,.reviews .grid{grid-template-columns:1fr 1fr}
  .steps{grid-template-columns:1fr 1fr}
  .price .grid,.final .grid,.offices .grid{grid-template-columns:1fr}
  footer .grid{grid-template-columns:1fr}
  nav.main,.hd .phone,.hd .btn-wa{display:none}
  section{padding:72px 0}
}
@media(max-width:600px){
  .cards3,.why .grid,.team .grid,.reviews .grid,.steps{grid-template-columns:1fr}
  .hero{padding:36px 0 56px}
  h1{font-size:34px}
  .calc{padding:20px 18px}
  .result .big{font-size:32px}
  .hero .cta-row{display:none}
}

/* terms (услуги без карточек) */
.terms{border-top:1px solid var(--line)}
.term{display:grid;grid-template-columns:1.6fr 1fr 1fr 1fr;gap:24px;padding:26px 0;border-bottom:1px solid var(--line);align-items:start}
.term .tt h3{margin-bottom:6px}
.term .tt p{color:var(--ink-2);font-size:15px;max-width:42ch}
.term .tv span{display:block;font-size:12px;letter-spacing:.06em;text-transform:uppercase;color:var(--ink-3);margin-bottom:6px}
.term .tv b{display:block;font-size:22px;font-weight:600;letter-spacing:-.01em;color:var(--petrol);line-height:1.1}
.term .tv b i{font-style:normal;font-size:.75em;font-weight:400}
.term .tv small{display:block;font-size:13px;color:var(--ink-3);margin-top:4px}
/* reviews */
.rv-grid{display:grid;grid-template-columns:300px 1fr;gap:48px;align-items:start}
.rv-side{position:sticky;top:88px}
.rv-side h2{margin:12px 0 18px}
.rv-score{display:flex;align-items:center;gap:14px;margin-bottom:6px}
.rv-score .score{font-size:56px;font-weight:600;letter-spacing:-.03em;color:var(--petrol);line-height:1}
.stars{position:relative;display:inline-block;width:110px;height:20px;background:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 110 20'%3E%3Cg fill='%23d5dde2'%3E%3Cpath d='M10 1l2.8 5.7 6.2.9-4.5 4.4 1 6.2L10 15.3 4.5 18.2l1-6.2L1 7.6l6.2-.9z'/%3E%3Cpath d='M32.5 1l2.8 5.7 6.2.9-4.5 4.4 1 6.2-5.5-2.9-5.5 2.9 1-6.2-4.5-4.4 6.2-.9z'/%3E%3Cpath d='M55 1l2.8 5.7 6.2.9-4.5 4.4 1 6.2L55 15.3l-5.5 2.9 1-6.2L46 7.6l6.2-.9z'/%3E%3Cpath d='M77.5 1l2.8 5.7 6.2.9-4.5 4.4 1 6.2-5.5-2.9-5.5 2.9 1-6.2-4.5-4.4 6.2-.9z'/%3E%3Cpath d='M100 1l2.8 5.7 6.2.9-4.5 4.4 1 6.2-5.5-2.9-5.5 2.9 1-6.2-4.5-4.4 6.2-.9z'/%3E%3C/g%3E%3C/svg%3E") no-repeat}
.stars i{position:absolute;inset:0;background:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 110 20'%3E%3Cg fill='%23b8860b'%3E%3Cpath d='M10 1l2.8 5.7 6.2.9-4.5 4.4 1 6.2L10 15.3 4.5 18.2l1-6.2L1 7.6l6.2-.9z'/%3E%3Cpath d='M32.5 1l2.8 5.7 6.2.9-4.5 4.4 1 6.2-5.5-2.9-5.5 2.9 1-6.2-4.5-4.4 6.2-.9z'/%3E%3Cpath d='M55 1l2.8 5.7 6.2.9-4.5 4.4 1 6.2L55 15.3l-5.5 2.9 1-6.2L46 7.6l6.2-.9z'/%3E%3Cpath d='M77.5 1l2.8 5.7 6.2.9-4.5 4.4 1 6.2-5.5-2.9-5.5 2.9 1-6.2-4.5-4.4 6.2-.9z'/%3E%3Cpath d='M100 1l2.8 5.7 6.2.9-4.5 4.4 1 6.2-5.5-2.9-5.5 2.9 1-6.2-4.5-4.4 6.2-.9z'/%3E%3C/g%3E%3C/svg%3E") no-repeat;overflow:hidden}
.rv-note{margin:14px 0 20px;font-size:15px;color:var(--ink-2)}
.rv-list{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.rev{background:#fff;border:1px solid var(--line);border-radius:16px;padding:20px 22px;display:flex;flex-direction:column;gap:12px}
.rev.neg{border-color:#e7d9c4;background:#fffdf8}
.rv-head{display:flex;align-items:center;gap:12px}
.rv-head .ava{width:40px;height:40px;border-radius:50%;background:var(--teal-tint);color:var(--teal-700);display:inline-flex;align-items:center;justify-content:center;font-weight:600;flex:none}
.rv-head b{display:block;font-weight:600;font-size:15px}
.rv-head span:not(.ava){font-size:13px;color:var(--ink-3)}
.rev q{font-size:15.5px;line-height:1.5;quotes:"«" "»"}
.rev .reply{display:flex;gap:10px;align-items:flex-start;font-size:13.5px;color:var(--ink-2);background:var(--bg);border-radius:10px;padding:10px 12px;margin-top:auto}
.rev .reply span{flex:none;width:26px;height:26px;border-radius:7px;background:var(--petrol);color:#fff;font-size:11px;font-weight:600;display:inline-flex;align-items:center;justify-content:center}
/* map zone */
.geo{display:grid;grid-template-columns:1.7fr 1fr;gap:20px;align-items:stretch}
.mapzone{position:relative;border-radius:20px;overflow:hidden;border:1px solid var(--line);background:#eef2f4;min-height:420px}
#dgmap{position:absolute;inset:0;width:100%;height:100%;border:0;background:#eef2f4}
.mapzone iframe{position:absolute;inset:0;width:100%;height:100%;border:0}
.map-2gis{position:absolute;right:16px;top:14px;background:rgba(255,255,255,.95);border:1px solid var(--line);border-radius:10px;padding:7px 12px;font-size:13.5px;font-weight:500;text-decoration:none;color:var(--petrol);box-shadow:var(--shadow-card)}
.map-btn{position:absolute;left:50%;bottom:22px;transform:translateX(-50%);height:46px;font-size:15px;box-shadow:var(--shadow-card)}
.offs{display:grid;gap:16px}
.off{background:#fff;border:1px solid var(--line);border-radius:18px;padding:20px 22px;display:flex;flex-direction:column;gap:8px}
.off-top{display:flex;justify-content:space-between;align-items:center}
.badge{font-size:12px;font-weight:600;letter-spacing:.05em;text-transform:uppercase;color:var(--teal-700);background:var(--teal-tint);padding:4px 9px;border-radius:999px}
.hours{font-size:13px;color:var(--ink-3)}
.off b{font-size:20px;font-weight:600;letter-spacing:-.01em;margin-top:4px}
.off p{font-size:14.5px;color:var(--ink-2);line-height:1.5}
.off .acts{display:flex;gap:10px;margin-top:10px}
.off .acts .btn{height:40px;padding:0 16px;font-size:14px;border-radius:10px;flex:1}
.all2gis{font-size:14.5px;text-decoration:none;font-weight:500;padding:4px 2px}
@media(max-width:960px){.term{grid-template-columns:1fr 1fr 1fr}.term .tt{grid-column:1/-1}.rv-grid{grid-template-columns:1fr}.rv-side{position:static}.geo{grid-template-columns:1fr}.mapzone{min-height:320px}}
@media(max-width:600px){.term{grid-template-columns:1fr 1fr}.rv-list{grid-template-columns:1fr}}

/* ── вариант C: горизонтальная строка калькулятора ── */
.hero{padding:64px 0 72px}
.hero .wrap{grid-template-columns:1fr;gap:36px}
.hero .copy{padding:0;text-align:center;max-width:760px;margin:0 auto}
.hero .copy .lead{margin:18px auto 0}
.hero h1{font-size:clamp(36px,4.6vw,56px)}
.calc{padding:24px 26px 20px}
.row3{display:grid;grid-template-columns:1.2fr 1fr 1fr;gap:20px;align-items:start}
.row3 .field{margin:0}
.calc .result{margin-top:18px;display:grid;grid-template-columns:1.4fr 1fr 1fr 1.2fr;gap:20px;align-items:center;padding:16px 20px}
.calc .result .big{font-size:32px;white-space:nowrap}
.calc .result .r-kv b{font-size:20px;font-weight:600;color:var(--petrol)}
.calc .result .meter{margin:0}
.calc .result .meter .lbl{margin-bottom:8px}
.calc .foot{display:flex;justify-content:space-between;align-items:center;gap:20px;margin-top:18px;padding-top:16px;border-top:1px solid var(--line)}
.calc .foot .trust{margin:0;justify-content:flex-start}
.calc .foot .btn{width:auto;margin:0;padding:0 28px}
.step2 .row2{display:grid;grid-template-columns:1.3fr 1fr auto;gap:20px;align-items:start}
.step2 .row2 .field{margin:0}
.banks-list{grid-template-columns:repeat(3,1fr)}
@media(max-width:960px){.row3{grid-template-columns:1fr 1fr}.calc .result{grid-template-columns:1fr 1fr}.step2 .row2{grid-template-columns:1fr}.banks-list{grid-template-columns:1fr}}
@media(max-width:600px){.row3{grid-template-columns:1fr}.calc .result{grid-template-columns:1fr;gap:12px}.calc .foot{flex-direction:column;align-items:stretch}.calc .foot .btn{width:100%}.hero .copy{text-align:left}}
@media(prefers-reduced-motion:reduce){*{transition:none!important;scroll-behavior:auto!important}}

/* about */
.about{padding:72px 0;border-top:1px solid var(--line)}
.about .sec-head{margin-bottom:22px}
.about-grid{display:grid;grid-template-columns:1fr 1fr;gap:28px}
.about p{font-size:15.5px;color:var(--ink-2);max-width:none}
@media(max-width:760px){.about-grid{grid-template-columns:1fr}}